DENTAL
INSURANCE |
 What
is Dental Insurance Coverage?
|
Dental
insurance coverage, or more correctly a dental benefits plan,
reimburses you for certain dental insurance expenses according
to written agreement. Dental insurance benefits usually are provided
under a contract between your employer or union (the
plan's "sponsor") and a dental insurance company,
sometimes referred to as a third-party carrier. |
Why
Do Dental Insurance Rates Increase? |
In
general, dental insurance rates go up to reflect rising costs, increased
use of benefits, or an increase in the fee charged by
the dental insurance company. Sponsors sometimes reduce your
dental insurance benefits to postpone rate hikes. |
What
are the differences between General Health Insurance &
Dental Insurance Coverage? |
Unlike
diseases of the rest of your body, problems that affect
your oral health usually are preventable, making catastrophic
dental insurance coverage generally unnecessary. It is not valid
to justify increases in dental insurance premiums by comparing
them to escalating health care costs. Be wary of this
kind of explanation. |
