Renters Insurance FAQs


Isn’t renters insurance too expensive? Is renters insurance really worth buying?

For literally pocket change a day, most renters insurance policies can provide affordable, basic insurance protection of your personal property, and can protect you in case of a liability lawsuit, if you buy renters insurance.

Doesn’t my landlord’s insurance cover me? Why should I buy renters insurance?

Your landlord’s insurance generally only covers the building where you live – not your personal belongings and your liability. So, buying renters insurance is truly the smart thing to do, if you want to be fully protected in the case of a loss.

Why would I need liability insurance for my rental property?

Your landlord’s policy most likely excludes liability for something that occurs in your rented residence. You could be held responsible for injury to another person or damage to another person’s property if an incident occurred within your rented residence, or elsewhere. Without liability coverage or renters insurance, your current and future earnings could be at risk. Renters insurance may also provide legal defense costs.

Should I purchase renter’s insurance even if I don’t own very much? Why would I need renters insurance?

Most people’s belongings are often worth more than they think. That’s one reason why you need renters insurance. However, it’s important to know how much renters insurance you need. Get a free online renters insurance quote and find out today. You’re one step closer to buying renters insurance through

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