Travel Insurance FAQs

TRAVEL INSURANCE

What about business trips and how they affect travel insurance quotes and rates?

If you are traveling on business, check what travel insurance coverage your employer is offering. Many employers arrange for travel insurance coverage equivalent to the level of a standard travel insurance policy while also being responsible for insuring any of their own equipment such as laptop computers, which you may need to take with you. If your employer does not provide any travel insurance coverage you should be certain you have a travel insurance policy of your own that provides the appropriate travel insurance coverage.

You can buy travel insurance policies that cover a Single Holiday, Annual Coverage, or Multi-trip for many trips over a yearlong period. The latter type of travel insurance coverage is most useful if you are a frequent traveler. If you are traveling on business, check that your travel insurance policy covers these trips.

Specialist insurers now offer tailored travel insurance that provides travel insurance protection for those travelers that are planning complex journeys, particularly those away from the normal tourist resorts.

What if I am traveling by car? How does this affect travel insurance quotes and rates?

If you are traveling outside with your own car or other motor vehicle it is important to check what travel insurance coverage your motor insurance offers regarding passengers or belongings within that particular travel insurance policy.

What if I am Over 65? How will my age affect travel insurance coverage, quotes and insurance rates?

Insurers seem to believe that people over 65 (in some cases over 61) are more likely to make costly claims for medical care so the cost of travel insurance coverage, which can be double the normal travel insurance premium of someone under 65.

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